Progressive Raised My Rate by 40% for No Reason. I Got It Back Down.

My Progressive auto insurance renewal went from $120 to $168 per month. No accidents, no tickets, no claims. I called Progressive to ask why. They said it was due to "market conditions."

I shopped around and got quotes from GEICO, State Farm, and Allstate. GEICO offered $98 per month. I called Progressive retention and told them I was leaving. The retention agent offered $115 per month. I said GEICO was $98. He matched it.

I saved $53 per month by making a few phone calls. Progressive knows their rates are competitive but they also know most people will not shop around. Always get quotes from multiple insurers before renewing.