Chase Credited Me $1,200 After a Fraudulent Charge Within Hours.

I checked my Chase account and found a $1,200 charge from a retailer I had never heard of. I called Chase immediately. The fraud department answered within two minutes. They confirmed it was fraudulent, cancelled my card, and issued a temporary credit within 24 hours.

The permanent credit came through after a 60-day investigation. Chase is generally excellent for fraud protection. They have a zero liability policy for unauthorized charges. I have had two fraud incidents with Chase and both were resolved quickly.